Family Budget


PAY AND DOWNLOAD: Why an e-book or how-to guide on setting up a family budget?, .. Why would or do you need a family budget?, .. The business case for and rationale behind family budgeting, .. Benefits and advantages of a family budget, .. What constitutes a good family budget?, .. The Family Budget Process 19, .. How to set up a family budget?, ..

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„The average family exists only on paper and its average budget is a fiction, invented by

statisticians for the convenience of statisticians.„

Sylvia Porter

Unlike the quote provided above, seemingly reflective of general opinion on family budgets

today, we will attempt to take a much more positive approach to budgeting, as a family

oriented, user-friendly, financial management and planning tool and life-enabler.

However, when reflecting on family budgeting and inquiring as to why not more families are

actually using it, it becomes self-evident that similar skepticism runs rampant and deep in reality

and society, even globally so.

Once you start probing family budgets, expending time and energy researching the subject in-

depth, it becomes quite clear, that most families are caught in a vicious, almost never-ending

cycle of „What comes in must go out.„

Most families might feel that budgeting is a futile effort, unnecessarily burdening them with

thoughts and ways, to go broke methodically and slowly, without the creature comforts and

indulgences of our human modern-day society.

Others might voice that they feel as if they are merely throwing money away, in a never-ending

and dizzying spiral of spend, spend, spend. People are getting deeper and deeper into debt, no

matter how hard they try to get out of it. Questions are then raised : How do we stop these

courses of action? How do we change the thinking around family fiscal discipline?

Put simply, in „How to set up a Family Budget„, we focus in on how to empower families to set

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