PAY AND DOWNLOAD: Credit – understanding genesis of bad credit., .. Your credits score – how you can improve it., .. Credit report – its effect on your personal credit, .. Your personal credit report: – how you can correct errors., .. Absolute truth about credit repair companies, .. Shopping for new Credit Card: – Important tips to consider., .. Do’s and don’t of credit card game., .. How to get credit card of your choice., .. Buy Now Pay Later – Disadvantages of using credit card and how to get over it., .. How to avoid high interest charges on your credit card., .. How to get loan even if you have bad credit., .. Important Credit Card Plan terms you must consider., .. Credit – understanding genesis of bad credit., .. It’s very obvious that we now live in a credit world. There are lots of banking institutions, .. offering different forms of credit from credit card to personal loans. The amount of, .. people with credit cards is rising very fast. Apart from that, lots of people can hardly do, .. consumers they often find themselves in bad credit situations like court judgement,, .. bankruptcy, and loan default which often make it difficult for them to get any credit at all, .. in future. You may now want to ask – what exactly is credit?, .. or service provider. Credit exists in different forms like loan, mortgage, or credit card., .. Before you can get credit from any financial institution or lending agency, they will first, .. check your credit history. If you have default on loan before or have bad credit history, .. you will find it almost difficult to get credit any time you apply for it., .. However, it’s possible for you to improve your credit history or build a new good credit, .. history by repairing your credit, thus re-establishing your credit-worthiness. This process, .. is called credit repair. It’s the process in which consumers with unfavorable credit, .. histories attempt to re-establish their credit-worthiness., .. Though there are lots of credit repair companies nowadays that promises repairing your, .. – afterall it’s your credit., .. If you repair your credit it will make it easy for you to get low interest credit, car or home, .. loans. However, with poor credit rating you may not be able to get loan or be subjected to, .. you repair your credit if you have bad credit. You will get lots of tips on how to do this, .. Getting approval for any type of loan depends on your credit rating. If you have average, .. rating or even improve you credit rating. Most companies almost use same rating system, .. and if you are able to know more about it you should be able to have better credit score., .. score zero as most creditors see you as a higher risk. Also if you have no dependant you, .. how it works – if you have no dependant creditors believe you can skip town and not pay, .. of job, your monthly income, present debt status, previous credit history and your saving, .. You credit score is usually rate between 350 and 850. The lower your score the more, .. Bellow is list of short tips on how to achieve 800 credit score or above., .. Limit the number of credit card you sign up for at a time. The more card you carry the, ..